Terms and Conditions




  2. These general Terms and Conditions (“T&C”) shall be valid for all lottery entries offered by School Me Investment Services Limited (a company duly registered under the laws of the Federal Republic of Nigeria, with business registration number: RC 1397931.
  3. School –Me shall offer lottery services through various channels not limited to Web Wallet, Interswitch, USSD, Agent here on referred to as ‘the service”.
  4. By using the service you are bound by the following terms and conditions:
  • The General Terms and Conditions;
  • The lottery Rules;
  • The Privacy Policy;
  • The General Entry Rules;
  • Any terms and conditions and/or rules concerning entries, winnings and special offers which may be advertised in any part of our website;
  • Any further terms and conditions contained in any of the software which you may download in order to be able to use the services we provide.
  1. All the terms and conditions listed in this page shall together be referred to as “the Terms of Use”. “User” and “Customer”, “You” and “Your” refers to you, the person accessing the Service and accepting the Company’s terms and conditions. Whenever the Customer uses the service such as to make an entry or to participate in any of the promotions offered, he agrees to be bound by the Terms of Use, including any amendment, which may periodically take place.
  2. The Terms and Conditions contained herein represent the complete, final and exclusive agreement between the Customer and the Company and supersede and merge all prior agreements, representations, and understandings.
  3. By using the service the Customer confirms that he/she has reached the age of 18 or such legal age as he/she must have reached under the laws governing betting that are applicable to him/her. Irrespective of national regulations concerning the legal age, however, School-Me does not accept any Users under the age of 18. School-Me reserves the right to verify any Customer’s statement of age and to exclude Customers from its services if there are any doubts regarding the attainment of the minimum age required. Any Customer using our services, who is identified as underage, shall have all his winnings forfeited and his/her (betting) account (hereinafter referred to, as the “Account” shall be blocked immediately.
  4. Non-Commercial, non-professional purposes: The Customer´s interest in using the service is of a personal nature, and is to be used purely for Educational purposes. Any commercial and professional interest is discarded.
  5. School-Me does not warrant the constant availability and functionality of all or any products offered by School-Me. SchoolMe may not be held liable and will be held harmless by the Customer for any damages, losses, costs, loss of profits or any other disadvantage a Customer may incur in connection with any disconnection from or the non-availability of any of the products offered by School-Me for whatever reason.

      9. School Me cannot be held liable in any case for any damage or loss caused directly or indirectly by the service or by its contents   or by the contents provided by a third party unless they are based on intentional or gross negligence.

  1. School-Me shall not be liable if the Customer is unable to place an entry due to congestion on the SMS system or any other electronic communication media used for the purposes of lottery.
  2. All indicated dates and times are based on WAT (West Africa Time) unless stipulated otherwise.
  3. Any exception to the existing Terms of Use will be communicated in written form to the Customer. Any verbal statement made by School-Me employees or affiliates will not be considered in case of a dispute.
  4. The lottery contract, as well as any other legal relationship between the Customer and the Company, for every circumstance not regulated by the Terms of Use, is subject to Nigerian laws.
  5. The lottery service is available in Nigerian Naira (NGN) only.
  7. The Terms of Use can be changed at any time by SchoolMe at its own discretion. All changes will become effective on their publication on our website.
  8. If you consider any amendment carried out to be intolerable, you may cease using the service.
  9. The continued use of the Service after the date when the Terms of Use are meant to come into effect will correspond to a complete acceptance of the revision performed, whether or not the changes have been acknowledged.
  11. Under no circumstances shall the Website be used for any purpose different from educational purposes without our express consent. SchoolMe is not liable for any attempts to use the services offered by means or ways not intended by us.
  12. All Trademarks, Domains, Terms of Use, Logos, Images and any other material used by or in SchoolMe’s products (Ex. graphics, pictures, text etc.), as well as any other content or underlying idea that can be found within our Website, are owned by School-Me and protected by copyright in their entirety and may not be modified, reproduced and redistributed, in whole or in part, without SchoolMe’s express previous written permission. All necessary legal actions will be undertaken in order to ensure compliance to this policy.
  13. Any action aimed to interfere with the normal functioning of the website including, but not limited to, releasing or propagating viruses, worms or logic bombs or similar is strictly prohibited and will be pursued to the fullest extent permitted by law.
  14. The repeated placement of the same entries may be considered as an attempt to elude our controls and may result in the voidance of the repeated entry(s) as well as in the closure of the scholarship account, even after said entries have been settled.
  15. School-Me reserves the right to restrict access to certain parts of the Website and to certain services offered, including, but not limited to Live draw, Live Chat, and Internal Messaging system.
  16. SchoolMe may at any time and without previous notice, remove or amend any product offered via the Website, as well as alter available prices where such alterations do not affect entries already in progress.
  17. Under some circumstances, SchoolMe may provide its Customers with software designed internally or by third parties in order to optimize the functioning of the Website or to benefit from additional services. In such circumstances, the Customer may be asked to accept further Terms and Conditions related to the utilization of the new component. Any attempt to interfere with, modify or reverse engineer any software provided is strictly prohibited.

8.SchoolMe is not liable for any possible IT failures caused by the electronic equipment used by the Customer while accessing the Website or for faults due to the internet service provider used by the Customer while accessing the Website.

  1. SchoolMe also assumes no liability for correctness, completeness or up-to-dateness of the information services provided.
  3. The Customer may link to our home page, provided he does so in a website owned by him/her, and in a way that is fair and legal and does not damage our reputation or take advantage of it. Links may not be established in such a way as to suggest any form of association, approval, sponsorship or endorsement on our part without our express written consent.
  4. Where our Website contains links to other websites and resources provided by our partners or other third parties, these links are provided for information only and we do not make any representations regarding the accuracy and reliability of contents available on such third party websites. We have no control over the contents of those websites and therefore accept no responsibility for them or for any loss or damage that may arise from their utilization.


  1. If you wish to make a complaint or a suggestion regarding the Company, the Website or the services offered, as a first step you should contact our Customer Services or send us an email through [email protected] as second step, the complaint shall be assigned to an advisor that will manage to provide you with the appropriate response. Save as provided further under clause ‘3, should the complaint not be resolved as expected by you, a response shall be provided to you through internal message or email by the Customer Service Advisor who will report the final decision to you.
  2. All claims and suggestions should be forwarded to the Customer Service in written form via internal message, fax, mail or e-mail. No complaints with regard to the acceptance, settlement or resettlement of a bet will be heard by us if they are not raised through our Customer Services within 30 days from the event occurrence which the bet related to occurred.
  3. Offensive or rude language, as well as malicious or damaging comments, will not be tolerated while contacting our staff or while discussing our products and services in any media, social network or forum. Any infringement of this policy will result in a suspension of the Account or in every additional action as may be required in order to ensure compliance.


  1. In no event will any delay, failure or omission (in whole or in part) in enforcing, exercising or pursuing any right, power, privilege, claim or remedy conferred by or arising under these Terms and Conditions or by law, be deemed to be or construed as a waiver of that or any other right, power, privilege, claim or remedy in respect of the circumstances in question, or operate so as to bar the enforcement of that, or any other right, power, privilege, claim or remedy, in any other instance at any time or times subsequently.
  3. If any provision of these Terms and Conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of these Terms and Conditions, which shall remain in full force and effect.
  4. In such instances, the part declared invalid or unenforceable shall be amended in a manner consistent with the applicable law to reflect, as closely as possible, School-Me’s original intent.
  6. We believe in Responsible playing and take our responsibility in this matter seriously. Lottery should be an exciting pastime, and we urge our Customers to have fun, but not play beyond their means. School-Me is committed to endorsing responsible wagering among its Customers as well as promoting the awareness of problem gambling and improving prevention, intervention, and treatment.
  7. We undertake any effort in order to ensure your pleasant online gaming experience while playing in School-Me, keeping full awareness of the financial harms associated with problem gambling. With regard to the purposes pointed out herewith, we do strongly suggest our Customers to try keeping clearly separate gambling from his/her daily activities; try establishing affordable deposit limits; try considering the lasting time of each gambling session before its commencing; not to understand gambling as an alternative source of income or a way to recoup debit;
  8. At any time the Customer may request to our Customer Service temporary or permanent self-exclusion from part or all of our services as well as the closure of his/her account. We will use all our reasonable endeavors to ensure compliance with self-exclusion; however, you accept that we are not liable if you manage to by-pass our security measures in circumstances, which are beyond our reasonable control.
  10. Any lottery entry placed by the Customer shall be governed by the applicable provisions of the [specific Nigerian constitution Act to be filled in here] and any Regulations and Rules made in terms thereof, as amended from time to time. It shall be the responsibility of the Customer to ensure that he/she is aware of these provisions.
  11. The betting contract, as well as any other legal relationship between the Customer and the Company, for every circumstance not regulated by the Terms of Use, is subject to Nigerian laws.
  12. If the Customer places of an entry from a location falling outside Nigeria, such entry shall be subject to all appropriate exchange control regulations and the laws of the foreign jurisdiction from which such communication originates and it shall be the responsibility of the Customer to ensure full compliance with same. School-Me makes no warranties and shall not be liable to the Customer if it is not able to remit any monies held by it to any account held by the Customer in a foreign jurisdiction.



  1. Some circumstances may arise where an entry is confirmed, or a payment is performed, by us in error. The following is a non-exhaustive list of such circumstances:
  • Whenever the prices/spreads/terms offered by School-me are significantly dissimilar from those available in the general market,
  • Whenever an entry has been erroneously accepted on a market which should have been suspended or removed,
  • Where an entry containing incompatible events is accidentally accepted, because of human or technical error,
  • Whenever a settlement error is made while computing or crediting the amount of winnings,
  • Any other situation that may be referred to as an error.

In all these cases School-Me reserves the right to cancel all the entry accepted containing such an error, or to correct the mistake made re-settling all the entries at the correct prices/spreads/terms that should have been available at the time that the bet was placed in the absence of the error.

  1. The Customer has an obligation to inform School-Me as soon as possible of any amount wrongly credited on his/her account. School-Me may at any time set off any positive balance resulting from the erroneous operation, as well as cancel possible bets or transactions made with the erroneously credited funds.
  2. Neither we (including our employees or agents) nor our partners or suppliers are liable for any loss resulting from any error made. Entries placed in order to cover flawed entries will stand valid if not impaired by errors.
  3. In the event that, due to technical problems, the printed version of a document differs from the web version, the latter shall prevail.
  4. In the event of any dispute the Customer agrees that the records of our server shall act as the final authority in determining the outcome of any claim.


School-Me shall have the right prior to accepting any entry, temporarily to suspend or permanently to terminate, the provision of betting services to a Customer without providing any reason.

These General Terms and Conditions are effective from 15/06/2018