2.1. You are not eligible to use the service if you are:
(i) under the age of eighteen (18);
(ii) an employee, director, officer, or agent of SchoolMe Lottery ("Agent") defined as our sales representative or any third-party entity that has rights of access to the Site and provides the lottery service on our behalf.
3.1 In order to use this Site, including to benefit from the lottery service, or provide the service as an Agent on behalf of SchoolMe Lottery, you must possess an account (“Account”) on the Site.
a) To register a User Account:
(i) Click “Account”
(ii) Click “Register”
(iii) Select “I Want to Be a SchoolMe User”
(iv) Fill the displayed form and,
(v) Submit it by clicking the “Sign Up” Button. You will be required thereafter to activate the Account thus created. To do this, click on the “Verify Email Address Button” sent to your email.
Optionally, you can create an Account through your social media handles:
(i) Click “Account”
(ii) Click “Login”
(iii) Click on the icon for your preferred social media. An Account will be automatically created for you using the details thereof, but you must update the Account.
b) To register an Agent’s Account, you must be a person or entity interested in providing the SchoolMe Lottery Service and in addition, satisfy all the conditions precedent to do business with us. To create an Agent’s Account:
(i) Click “Account”
(ii) Click “Register”
(iii) Select “I Want to Be a SchoolMe Agent”
(iv) Fill the displayed form and,
(v) Submit the form by clicking the “Sign Up” Button. You will be required thereafter to activate the Account thus created by clicking on the “Verify Email Address Button” sent to your email.
3.2 When you log into your Account for the first time as a User, you must provide your bank details as these would be required to process your payments when you win. As an Agent, you must provide your business profile and upload all relevant business documents.
a) To provide your bank details as a User: (i) Click on the Payment Gateway Dropdown and select “Bank” (ii) Fill in your bank details, then save the record. You can add multiple bank accounts in order to make payment from any account of your choice by following the same process described above.
b) To provide your bank details as an Agent: (i) Click on “Business Profile” (ii) Fill the form as required, then save the record.
3.3 You agree to provide accurate and complete information at the time of creating the Account and to update the details; to create and maintain only one account and never to use the account of another.
3.4 You acknowledge and agree that you are solely responsible for every activity that occurs in your account. You must keep your password secured and immediately report any breach of security or unauthorised use of your Account.
3.5 You may delete your account at any time but you cannot sell, transfer and/or acquire Accounts to or from other Users, neither transfer between Accounts.
3.6 SchoolMe Lottery reserves the right to cancel any Account created by any person precluded from the service (as listed in 2.1 above). Any funds in an Account thus cancelled will be forfeited.
3.7 We reserve the right to refuse to create an Account or to close a User’s existing Account at any time. In the event of the latter, we will however honour any existing obligations upon closing the Account.
4. Account Funding:
4.1 You can fund your Account as a User and make payments from your e-wallet (“Wallet”) for any draw you choose to enter. Your Wallet can be securely funded from your bank account directly, and otherwise through a Bank Teller or an electronic transfer to our Bank Account. We do not guarantee that all methods of funding your Account are available at all times.
4.2 To fund your Wallet from your bank account:
(i) Login to your SchoolMe Account on the Site.
(ii) Click the “Deposit” button, then click on “Add Deposit”.
(iii) Click on the “Select Payment Gateway” dropdown and choose your preferred option (Paystack Online).
(iv) Enter the deposit amount and click on “Continue”.
(vi) Enter your ATM card details as requested.
(vi) Submit the form to complete the transaction. A One Time Password (OTP) may be required to complete the transaction securely, and you must provide same as sent by your bank at the time of the transaction. You accept that additional charge may apply when funding your Wallet through the payment gateways.
4.3 To fund your Wallet through Bank Teller or Transfer, follow the same procedure detailed in 4.2 above but select “Bank Deposit” as your preferred Payment Gateway, then pay the deposit amount to our bank account with the details displayed therein. You may be required to upload your transaction receipt for validation.
4.4 Notwithstanding the payment method used in funding your Wallet, the status of your transaction will first indicate “Pending” and then change to “Completed” as soon as the success of your funding is confirmed whereupon you can have access to the funds for your transactions on the Site.
4.5 In the unlikely event that your funding transaction fails to be completed beyond 24 hours, kindly contact usupon confirming you were actually debited by your financial service provider.
4.6 You agree that the purpose of funding your Account is strictly for transactions relating to SchoolMe Lottery Service, and that the fund in your Wallet will be used strictly for its intended purpose.
4.7. We reserve the right to verify your identity when you deposit funds in your Wallet.
4.8 Subject to national financial regulation, your Wallet can be funded at a particular time up to a maximum of N5,000,000 (five million Naira) with a minimum deposit limit of N100 (one hundred naira).
4.9. To the extent that SchoolMe Lottery is not a financial institution, we do not and will not pay interest on any amounts deposited with or otherwise held by us.
5. Participating in a Draw.
5.1. To participate in any of SchoolMe Lottery’s draw (“Draw”), you must purchase electronic PIN (“Ticket Number”) on this Site for the specific draw(s) you are interested in. You can purchase the Ticket Number either as a User or through an Agent (defined in 2.1 above) with rights of access to the Site. Ensure you patronise only accredited agents while participating through an Agent. SchoolMe Lottery will not accept any liability if you are defrauded by fake agents falsely representing the Company.
5.2 SchoolMe Lottery offers different options through which Users can participate in the Draws (“Play Channels”). Subject to availability of the Play Channels, and provided always that you have sufficient funds, you are at liberty to participate in interested draws through your preferred method.
a) The Web Wallet Play allows you to enter a draw from your Account and pay from your Wallet if funded. To enter Draws via Wallet Play (i) Login to your Account. (ii) Click on “Play Now” (iii) Click on “Buy Ticket” under any Draw you are interested in. The price of the draw will be deducted from your wallet balance without any additional charges.
b) The Quickteller Play allows you to enter a draw from Quickteller platforms and pay from your bank account. For the Quickteller Play, simply click on “Play Now” and Select “Quickteller Play”. You will be redirected to Quickteller Site where you can select your draw and pay with your card details following the instructions provided. Alternatively, you can visit www.quickteller.com to play SchoolMe Lottery. Additional charges may apply when you play via Quickteller.
c) The USSD Play allows you to enter a draw through the SchoolMe Short Code *20020# (when available on your mobile network) and pay from your phone credit. To enter Draws via USSD Play, simply click on “Play Now” and Select “USSD Play”. The SchoolMe Short Code *20020# will automatically populate on your dialler. Dial same and follow the instructions provided to enter a Draw.
d) You can also participate in a Draw through the services of an Agent (as defined in 2.1 above). You must provide the Agent with your personal details at the time of placing an order and pay for the draw accordingly. You agree to be bound by these Terms when you participate through an Agent.
5.3 Subject to these Terms and notwithstanding the Play Channel through which you choose to enter a draw, you are at liberty to participate as many times as you may wish to, in different draws and/or categories of your choice to increase your chances of winning. Each Ticket Number is however valid for only one draw and will no longer be valid for the next one. We do not provide any guarantee that you will win if you play many times. You are entitled to winnings only in the specific lottery categories you participate in
5.4. Upon each successful order and entry into a draw, we will send you an email and/or SMS indicating your Ticket Number automatically provisioned for the next Draw. You may also view information about your participation in your Account or by querying your Ticket Number on the Site.
5.5. When you enter a Draw for the first time via other Play Channels other than the Web Wallet Play, the system automatically creates an account for you. You can subsequently update your Account on the Site by resetting your password, and thereafter be able to enjoy the benefits of a User on the Site.
5.6 You acknowledge that your submission of an order and payment thereof when entering a draw is final, non-cancellable, and non-refundable (except as expressly set forth in these Terms).
6. The Lottery Categories:
6.1 The SchoolMe Lottery Service is provided under two categories;
(i) the General Category and;
(ii) the Scholarship Category.
6.2 The General Categorycaters for all lottery-eligible adults and not necessarily students only, and provides the opportunity to win cash prizes. You can participate even if you are not a student, but we encourage you to think education always and to commit your winning as reasonably as possible towards same. You may participate in either the Daily or Special Draw.
a) The Daily Drawis run daily regardless of the number of entries for the Draw (“Play Count”) save that winners are not declared if no entry is received at all for any particular draw.
b) The Special Drawis run based on Play Count and subject to the achievement of the stipulated Play Count. You agree to wait after entering the draw until the time when the Draw is run.
6.3 The Scholarship Category is strictlyfor prospective and existing students of tertiary institutions of learning (universities, polytechnics and colleges) and provides the opportunity to win one year’s school fee (“Session School Fee”), full scholarship and project money, subject to availability. It is not based on academic distinction and therefore you are not required to possess exceptional performance to benefit. To participate, you must enter the specific draw for the offer, subject to these Terms and Section 7.
a) The Session School Fee Draw takes care of one year’s school feeof the winner.
b) The Full Scholarship Draw takes care of the school fee for the full duration of the winner’s academic programme.
c) The Project Money Draw provides fund for any coursework project that the winner might be involved in, including without limitation, seminar presentation, feasibility studies, field surveys, studio works, theatre works, scientific experiments, final year project, et cetera.
6.4 Winners of the Session School Fee and Full Scholarship Draws are not entitled to amounts more than the stipulated prize money.
7.1 To participate in the Scholarship Category, you must be a prospective or existing student of a tertiary institution of learning.
a) Notwithstanding 8.1 above, as a non-student, provided you are a lottery-eligible adult, you can also participate in the Scholarship Draw on behalf of a “Qualified Person” to whom you can transfer your prize. You will forfeit 21% of the prize money when you transfer your prize. “Qualified person” means an existing or a prospective student who meets the conditions for the award set forth in 7.3 below, and is also an active registered User of the SchoolMe Lottery Service.
7.2 The Project Money and Session Fee Draws will be run every three months while the Full Scholarship will be run once a year or as specified on the Site.
7.3 If you win the Scholarship Draw as a prospective student of a tertiary institution, you are eligible for the prize only when you eventually possess a valid admission letter and equally satisfy minimum entry requirements of the tertiary institution of your choice, including a Unified Tertiary Matriculation Examination (UTME) Score.
a) We reserve the right to verify the authenticity or otherwise of submitted documents prior to the award, and to cancel the prize where it is confirmed that fake documents were supplied.
b) If, for any reason whatsoever on your part you fail to claim your scholarship prize after one academic calendar year, you will forfeit the prize, but you can transfer it to a particular Qualified Person (as defined in 7.1a above) that you elect, by requesting for the transfer, in writing, save that a deduction of 21% will be applied to the prize money.
7.4 Cash for the project Money will be awarded as soon as it is won, subject to our normal payment terms but that for the Scholarship will be awarded prior to the start of the next academic year.
7.5 SchoolMe reserves the right to disqualify a winner at any time and to withhold the prize at its sole discretion.
7.6 Winners of the Scholarship are equally bound by and must comply with the conditions set forth in Section 10 below.
7.7 Winners of the Scholarship Draws seeking a transfer of their prize to another person must complete all documentation thereto and expressly request for the transfer in writing.
8.1. Winners of all our draws are determined through random selection (by the system) of Ticket Numbers entered by players for each specific Draw. A Ticket Number thus selected (“Winning Ticket”) qualify its owner as the winner of the prize attached thereto, as displayed on the Site.
8.2 If your Ticket is a Winning Ticket, we will immediately notify you by SMS and/or email through your designated phone number or email available in our system. You can equally query the status of your Ticket on the Site to ascertain whether you won or not. We will also publish the results along with the Winning Numbers and Prizes on the Site as soon as possible.
8.3 In selecting Winning Ticket(s), we reserve the right to conduct all draws according to these Terms including the right to decide the specific time or date of draws as well as the frequency and number of winners in specific draws in our sole discretion.
9.1. When you win in any category as a registered User, your account will be automatically credited with money equivalent to the value of your prize. You will be able to view the money in your Wallet. You can initiate a withdrawal of the entire sum or retain a part thereof in your Wallet for future transactions on the Site. Withdrawals will be processed within 48 hours of initiating a withdrawal request.
9.2 If you participate through an Agent (and not from a User Account), and you win, we will notify you accordingly through your details supplied to the Agent. Irrespective of the amount involved, you may be required to visit our Offices closest to you for the collection of your prize.
9.3 All winners must, as a precondition to claim the prize, provide testimonials about their winning. You hereby permit us to use or share the testimonials in our different marketing communications, and you absolutely waive any claims or liabilities resulting from our use of the testimonials.
9.4. You shall be solely and wholly responsible for the payment of any and all taxes and charges arising from or applicable to amounts paid or transferred to you by the Site under these Terms.
9.5 Whenever we credit or transfer you any amounts under these Terms, we will do so in Naira.
9.6 If you win up to the sum of two hundred thousand naira (N200,000) and above in any Draw Category, you may be required to visit our Offices or Agent for collection of the prize irrespective of your location. You agree that your collection of big prizes is subject to and in accordance to these Terms.
a) If you do not reside in a location where we have an office or Agent (“Territory”) and you are required to travel in line with Section 10a above for the collection, you will travel out of your location to personally collect your prize. You agree that you are solely responsible for all costs and expenses incurred in relation to your travel to and from the Territory.
b) You agree that you undertake all travel at your own risk and hereby waive all legal claims, rights or remedies you may have against SchoolMe Lottery with respect to any travel, including without limitation, injuries, illnesses, or losses that you may suffer or incur, and inability to obtain travel permits, including if you are unable to collect your Prize as a result.
9.7 When required in line with these Terms to visit our offices for collection of your prize, you agree to cooperate, including without limitation, to sign documents, take photographs, give a video testimonial and/or participate in marketing-related activities as may be required. You acknowledge that you are aware that failure to comply accordingly may preclude you from collecting your prize.
9.8 You waive any legal or equitable claims, rights or remedies you may have against SchoolMe Lottery or the Agent with respect to your collection or non-collection of the prize when you fail to comply with these Terms.
11.1. To the extent that we offer certain promotions on the Site, you agree that your participation in our promotions, is subject to these Terms.
12.1. Except as expressly stated in these Terms, you agree that all orders and/or payments made by you to SchoolMe Lottery in connection with your use of the Site are non-refundable.
12.2. In any event that you believe that we have wrongfully charged you an amount, you can notify us in writing by sending an explicit email to [email protected], providing full details of the transaction, including the dates and payment details. We will refund you the amount once we are able to confirm your claim.
12.1. Bonuses (“Bonus Money”) credited to your Account may be used solely for your future transactions on the Site. You may not withdraw it from your Account.
12.2 Bonus money issued under special offers for a short term must be used within the stipulated timeframe. Generally, Bonus Money must be used within a period of three monthsfrom the date of receipt.
12.3 After the validity period, unused Bonus Money will be removed without notice from your Account.
14.1. We reserve the right to access, read, store and disclose any information that we obtain from the Site and your use thereof to the extent that it is required (i) to enforce the Site Terms, (ii) to satisfy any applicable law, regulation, judicial process, subpoena or request of a government agency, (iii) to manage or mitigate fraud, security or technical issues, (iv) to protect the rights, property or safety of SchoolMe Lottery, its users or the public.
15.1. The Site may contain links to third party websites, plugins and applications that are neither owned nor controlled by us. We are not responsible for the content, features and/or behaviour of such applications and are not liable for the privacy policies or practices of the owners thereof. You expressly release SchoolMe Lottery from any liability that results from your use of third party websites linked to the Site.
15.2. You have the permission to link to the Site provided that (i) you do not replicate any page on the Site; (ii) information or the appearance of the Content on the Site is not distorted by the hyperlink text; (iii) you do not provide false information about us (iv) it does not suggest that we are endorsing any services or products, unless you already obtained our express prior consent; (v) the content of your website and the domain name is not offensive, controversial and does not infringes any rights of any person or entity, including privacy rights and intellectual property; and (vi) you comply with these Terms and applicable law.
16.1. In the event that you have questions or complaints in connection to the Site, you may (i) email us at [email protected]; [email protected]or [email protected] as applicable (ii) fill and submit the form provided under “Contact” option on the Site; (iii) chat with our representatives via the online tool on the Site; and/or (iv) call us (at your own cost) through the telephone number(s) display on the Site. We will respond as quickly as possible to your inquiries. You must provide explicit details to enable us properly address your complaints.
17.1. You are granted permission to access and use of the Site provided that you will not (i) infringe on intellectual property rights (ii) send unsolicited or unauthorized commercials using the communication channels provided by the Site; (iii) use the Site for fraudulent and/or illegal activities; (iv) manipulate or otherwise interfere with security-related features of the Site or features that enforce limitations on use of the Site. We reserve all rights not expressly granted in and to the Site; (v) disrupt servers or networks connected to the Site; (vi) use or launch any automated system (including without limitation, "robots" and "spiders") to access and/or use the Site.
18.1. All text, products, technology, software, graphics, photographs, sounds, videos, artwork, colour scheme, interactive features, products and services (collectively, "Content") and the trademarks, logos and service marks contained herein ("Marks"), including “SchoolMe Lottery”, SchoolMe logo, "Hope Restored", "Like it. Play it. Win it", and other marks of SchoolMe Lottery or its affiliates, are the property of SchoolMe Investment Services Ltd. and/or its licensors, and may be protected by copyright, trademark, patent or other intellectual property laws.
18.2 Except with our express prior written consent or as permitted by applicable laws, you may not copy, modify, reproduce, distribute, publicly display, translate, create derivative works of, republish or transmit the Content in any way or through any medium for any commercial purpose or for any other purposes whatsoever.
18.3 You may display, copy and download or print the Content solely for your personal use, but you must retain all copyright and other proprietary notices contained therein.
19.1. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
19.2. WE DO NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR AVAILABLE ALWAYS OR THAT THE SITE WILL BE FREE OF BUGS, SECURITY BREACHES, OR VIRUS ATTACKS. YOU AGREE THAT SCHOOLME LOTTERY WILL NOT BE HELD RESPONSIBLE FOR ANY CONSEQUENCES TO YOU OR ANY THIRD PARTY THAT MAY RESULT FROM TECHNICAL PROBLEMS OF THE INTERNET, OR ANY ALTERATION OR DISTORTION OF DATA.
19.3. WE DO NOT WARRANT THAT THE CONTENT AVAILABLE ON THE SITE IS ACCURATE, RELIABLE, CURRENT, COMPLETE OR ERROR-FREE. YOUR USE OF THE CONTENT, OR ANY PART THEREOF, IS MADE SOLELY AT YOUR OWN RISK AND RESPONSIBILITY.
19.4 WE DO NOT MAKE ANY REPRESENTATION OR WARRANTY REGARDING YOUR CHANCES OF OBTAINING WINNING TICKETS OR OF BEING ENTITLED TO A PRIZE
19.5 WE DO NOT WARRANT, ENDORSE OR GUARANTEE ANY CONTENT, PRODUCT, OR SERVICE THAT IS FEATURED OR ADVERTISED ON THE SITE BY A THIRD PARTY.
20.1. UNDER NO CIRCUMSTANCES SHALL SCHOOLME LOTTERY AND OUR OFFICERS, DIRECTORS, EMPLOYEES, LICENSORS, ASSIGNS AND/OR AGENTS BE LIABLE FOR ANY LOSS OF MONEY, GOODWILL, REPUTATION, SPECIAL, INDIRECT, DIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND THAT ARISES UNDER THESE TERMS OR THAT RESULTS FROM THE USE OF, OR THE INABILITY TO USE, THE SITE EVEN IF SCHOOLME LOTTERY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
21.1. You agree to defend, indemnify and hold harmless SchoolMe Lottery and our respective officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including but not limited to attorney's fees) arising from: (i) your use of, or inability to use, the Site; (ii) any dispute between you and another User; or (iii) your violation of the Site Terms.
22.1. These Terms will continue to apply until terminated by SchoolMe Lottery. SchoolMe Lottery reserves the right to terminate your access to the Site, or any part thereof, at any time (including, without any limitation, for a breach of the Terms). SchoolMe Lottery shall not be liable to you or any third party for termination of the Terms, or the suspension of your access to the Site. You agree that in any event that you object to any condition of these Terms, and/or any subsequent modifications thereto, your only recourse is to immediately discontinue use of the Site.
23.1 In the event of any dispute arising as to the validity and interpretation, effect or rights and obligations of parties under this Agreement, the parties shall use their best endeavours to reach an amicable settlement of the dispute failing which the matter shall be referred to Arbitration and Conciliation under the Laws of the Federation of Nigeria.
24.1 These Terms shall constitute the entire agreement between you and SchoolMe Lottery with respect to the subject matter hereof.
24.2 If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the validity of the remaining provisions of these Terms shall not be affected by such invalidation.
24.3 No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and a party's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.